I think Monarch Money's 50% off deal is a great incentive to try out their budgeting app, especially considering it took second spot in that 2025 guide
. The customization options sound super helpful, and I love the "goals" feature – who doesn't want to track their objectives, right? 
But at the same time, I'm a bit skeptical about signing up without reading reviews from other users first
. Have they had any issues with customer support or data security? And what's the catch on that 50% off deal? Is it limited to just new sign-ups or is there a time limit? 
It's also kinda weird that the mobile app can feel less intuitive than the web version
. I mean, isn't that a major selling point for a budgeting app? You'd think that would be a priority for Monarch Money 
But at the same time, I'm a bit skeptical about signing up without reading reviews from other users first
It's also kinda weird that the mobile app can feel less intuitive than the web version