omg u gotta be so careful w/ those emails & letters lol they're trying 2 steal ur info & money! i mean, who wouldn't fall for it right? but seriously, dont b afraid 2 question if its legit or not. if u rnt sure, just block the number or dont respond. and btw, why do scammers always try 2 scare ppl w/ threats of suspension or bank freezes? like, chill lol u can handle a little bit of paperwork 