Get one year of access to one of our favorite budgeting apps for only $50

Monarch Money, One of Our Favorite Budgeting Apps, Now Half Off: Here's Why You Should Give It a Try

As we step into the new year, many of us are looking to get our finances in order. Creating a budget can seem daunting, but having the right tools can make all the difference. That's where budgeting apps come in – and Monarch Money is one of our favorite options.

For a limited time, Engadget readers can snag a year-long subscription to Monarch Money for just $50. To redeem this deal, simply use code NEWYEAR2026 at checkout if you're a new subscriber. This represents a 50% discount on the service's usual price of $100.

So what sets Monarch Money apart from other budgeting apps? The app offers multiple graphs and charts that can help you visualize your spending, investments, or categories of choice based on how you've labeled your expenses. Additionally, it allows you to monitor the spending of both you and your partner in one place, making it easier to plan together.

Of course, like any budgeting app, Monarch Money has its drawbacks. Engadget found that the app's learning curve can be steep, as well as some differences in features (and bugs) between its web and mobile versions. However, for 50% off, it's definitely worth exploring – especially if you're looking to save money collaboratively with a partner.

If you're interested in trying out Monarch Money, be sure to use code NEWYEAR2026 at checkout to get your discounted subscription.
 
just heard about this Monarch Money deal and i'm so stoked! been using their app for a bit now and it's seriously helped me stay on top of my finances πŸ€‘ i love how i can track my spending, investments, and even partner with my significant other to plan together πŸ’• the graphs and charts are super helpful in seeing where our money is going... and at 50% off, what's not to love? 😊
 
Just saw that Monarch Money is half price for a year now πŸ€‘ I've been thinking of getting one of those budgeting apps myself, but haven't had the chance yet. The idea of being able to track my spending and investments together with my partner sounds super useful πŸ’¬. I'm gonna have to check it out and see what all the fuss is about 😊.
 
I'm so down for this deal πŸ€‘! I've been using Monarch Money and it's honestly changed the way I manage my finances. The graph feature is super helpful in tracking my spending, and being able to monitor my partner's expenses together has really helped us stay on the same page. I know some people might find the learning curve steep, but for me, the benefits far outweigh that. And 50% off is a total win! πŸ’Έ I'll definitely be taking them up on this offer.
 
man I think this is a great reminder that having the right tools can totally change our perspective on managing our finances 🀯... like, when we're staring at a graph of our spending and investments, it's easy to get caught up in numbers and forget about the emotional aspect of money – the what-ifs, the stress, the anxiety... but with Monarch Money, you can see your spending habits for what they are: just patterns and behaviors that can be changed πŸ“ˆ... and that's kinda empowering, right?
 
πŸ€” I got a budgeting app like this one years ago and it really helped me stay on top of my finances πŸ“ˆ. The idea of having multiple graphs and charts to visualize your spending is so cool! πŸ’‘ It made it easier for me to see where I was overspending, which was mostly on dining out 🍴. Anyway, yeah Monarch Money sounds like a solid option if you're looking to organize your finances with a partner πŸ‘«.
 
OMG u guys 🀯 I'm so down for this deal!! 50% off monarch money is literally the best thing that's happened to my finances this year πŸ’ΈπŸ“ˆ I was getting so frustrated with tracking my expenses by hand, but then I found Monarch Money and it's been a total game changer! 🀩 The graphs and charts are so helpful in seeing where my money is going and identifying areas for improvement. And the fact that I can track my partner's spending too makes it even easier to plan together 🀝 Anyone else tried Monarch Money? πŸ€”
 
πŸ€” The notion that budgeting apps can facilitate financial organization and collaboration is particularly noteworthy during the new year's setting, where individuals are often inclined to reassess their spending habits. In my opinion, Monarch Money's visual representation of expenses and investments via multiple graphs and charts is a compelling feature that can help users better comprehend their financial situations.

Moreover, the app's ability to allow both individual and joint account management can facilitate more effective planning and savings. While some drawbacks, such as steep learning curves and inconsistencies between web and mobile versions, do exist, I believe that the benefits of Monarch Money make it a worthwhile investment for those seeking to optimize their financial lives.

Given the limited-time offer, I'd recommend taking advantage of the discounted subscription price to explore the app's features firsthand. The potential for improved financial organization and collaboration makes Monarch Money an attractive option for those looking to enhance their personal finance management in 2026 πŸ“ˆ
 
I'm loving this deal on Monarch Money! πŸ€‘ I've been using a budgeting app for ages and it's always a hassle to track my finances with my partner. The idea of having a central place to monitor both our spending is a total game-changer πŸ’Έ. And the graphs and charts thingy sounds super helpful in understanding where we're going wrong (i.e., how much I'm splurging on avocado toast πŸ₯‘). The only downside is that it can be a bit of an adjustment getting used to, but for 50% off? Fuhgeddaboutit! πŸ˜‰
 
omg I'm so down for this!!! 🀩 50% off monarck money is like the best news ever! I've been using it for months and it's literally changed my financial game. I love how you can see all your expenses on one place with your partner, it makes budgeting together a breeze. The graphs and charts are so helpful too, I was able to cut back on some unnecessary spending and save so much $$$ πŸ’ΈπŸ‘
 
I've been using Monarch Money for a bit now and I gotta say, it's been super helpful! I was skeptical about budgeting apps at first but this one has actually made me more aware of my spending habits. The graphs and charts are so cool, I love seeing where my money is going. And the fact that you can track your partner's spending too makes planning a joint budget a breeze πŸ’ΈπŸ’•. Definitely worth trying out, especially with the discount! 🎁
 
πŸ€‘ oh man I just saw this deal and I'm so down to try it out 🀩 I've been using personal finance apps for ages but nothing seems to stick so maybe monarch money will be the one that helps me finally get my finances together πŸ’Έ I like that they have graphs and charts to visualize spending, that sounds super helpful in seeing where I can cut back πŸ“Š
 
πŸ€” I think this deal is a total game-changer for anyone struggling to manage their finances. With Monarch Money's intuitive interface and features like multi-graph visualizations, it's super easy to track where your money's going - no more digging through receipts or stressing about overspending πŸ“Š. Plus, being able to monitor both you and your partner's spending in one place is a major bonus for couples πŸ‘«. I know some people might be hesitant due to the app's learning curve (I've been there too!), but 50% off is definitely worth taking a chance on - especially if it means saving money collaboratively with your partner πŸ’Έ.
 
I'm not sold on these budgeting apps yet... I mean, how much money can a graph or chart really help me save? πŸ€‘ And what's with all the bells and whistles? Can't they just keep it simple? But hey, if you're into that sorta thing, Monarch Money is probably okay. Partner tracking is actually kinda nice, I guess. Still, I think I'll stick to my old spreadsheet method... it may not be fancy, but it gets the job done πŸ’Έ
 
I've been using Monarch Money for years and gotta say, it's made a huge difference in keeping my finances on track πŸ“Š. I love how you can see all your spending laid out in one place, it makes it so much easier to make smart decisions about where to cut back. And the fact that they let you track both yours and partner's expenses is super convenient for couples 🀝. The only thing that takes some getting used to is the learning curve, but trust me, it's worth it. I've been able to save so much money just by being more mindful of my spending πŸ’Έ. Definitely recommend checking it out!
 
omg I've been using Monarch Money for ages and it's honestly changed my life 🀯 I mean, having all that info on one place is so helpful when you're trying to cut back on expenses. But yeah the web version can be super clunky at times, i had to use the mobile app most of the time lol. still worth it tho, definitely recommend! πŸ‘
 
OMG u guys have no idea how many ppl r gonna take advantage of this deal πŸ€‘ I've seen some of my friends already snag the app for years without even realizing they were getting the premium version lol, it's like 50% off on a service that can literally change ur financial life. The fact that it allows u to track ur spending with ur partner is SO underrated, trust me when i say this will save so many relationships πŸ’• and bank accounts!
 
I just tried Monarch Money for a week and I gotta say, it's been a game changer for me 🀩. The graphs and charts are super helpful in seeing where my money is going (and where I can cut back, lol). But what really sold me on this app was how easy it was to set up a joint account with my partner and see our spending habits together. We've been using it for about 2 weeks now and we're able to make some serious progress on paying off debt πŸ’Έ. Of course, there are some kinks to work out (I had to do a few rounds of troubleshooting), but overall I'm really impressed with the value for money... especially at half price πŸ€‘.
 
I just found out that Monarch Money is half off right now 🀯! I've been using Mint on my phone for ages and it works okay, but I never knew about this one. The idea of being able to see all our spending in one place with a graph or chart sounds super helpful, especially if me and my partner are trying to split expenses evenly. I'm tempted to give it a try now... only problem is, I don't know if I'll be able to figure out how to use the thing without getting frustrated πŸ˜‚.
 
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