Cancelling 'zombie' subscriptions could save Britons up to £400 a year, survey finds

"Subscriptions to Die For: Britons Could Be Saving Up to £400 a Year by Cutting the Cord"

Millions of UK households are racking up unnecessary charges on subscription services, with millions more struggling to keep track of their recurring payments. A new survey from Nationwide has found that nearly 20% of subscribers do not use every platform they pay for, leaving them potentially hundreds of pounds out in the cold.

The good news is that it's never too late to reassess your spending and cut back on unnecessary subscriptions. With Christmas finances still tight for many, 31% of respondents plan to review and cancel unused services this year. But how can you identify which subscriptions are worth keeping and which ones can be ditched?

One expert recommends starting with a thorough audit of your spending. Go through your bank statement and collate payments to TV, delivery, media, and product subscriptions on a spreadsheet, noting when you last used each service and the total cost. You may uncover forgotten or unused subscriptions that are bleeding cash from your account.

Rebecca Bebbington of NetVoucherCodes advises making a list of everything you pay for regularly, including monthly, quarterly, or annual payments. Note down which services you actually use and mark down the renewal dates. This will allow you to weigh up which services you value most and those that are expendable.

The key is to be ruthless when it comes to subscriptions that no longer bring value to your life. If you signed up for a streaming service only to watch one show, it's time to cancel. Try "leapfrogging" - sticking with one subscription at a time and planning how you watch, enjoy, cancel, and then move on to the next.

You may also be entitled to some subscriptions for free alongside other products or services. For example, if you have a Club Lloyds bank account, you get a free "lifestyle benefit" that includes 12 months of Disney+. But remember to take advantage of free trials and promotions, and don't forget to cancel after the trial period ends.

New consumer protections due to come into effect later this year will require companies to contact people with details of their subscriptions and how to cancel them. Meanwhile, you can start saving hundreds of pounds a year by cutting back on unnecessary subscriptions.
 
I mean, think about it... all these subscription services we're signing up for, it's like we're trying to keep ourselves busy, distracted from what's really important 🤯. We need to take a step back and ask ourselves, "Is this really worth the money?" or are we just trying to keep up with the latest trends? And have you ever noticed how often we get sucked into these auto-renewing subscriptions without even realizing it? It's like our credit cards are playing tricks on us 🤑. Anyway, I think it's about time we took control of our spending and started making conscious decisions about what we're really using and enjoying.
 
🤑 OMG yaaas cutting cords is literally the best idea ever!!! i was guilty of signing up for streaming services just cuz they were cheap but i don't even watch that much lol. like if u signed up for something to try it out and didn't, NO MORE, right? cancel it! 🚫 and dont even get me started on "leapfrogging" its genius! u can save so much money this christmas just by reviewing ur subscriptions and cutting back. i'm def doin it this year
 
I'm so done with all the extra fees and charges I've got going on 🤑. I mean, think about it, most of us don't use every single subscription service we pay for... like, who even uses the TV guide app? 📺 It's just a waste of money if you ask me!

But seriously, taking some time to review your subscriptions and cancel the ones that aren't worth it can be a game-changer. I've been doing this with my own finances and I'm already seeing the savings roll in 💸. Just make a spreadsheet (lol, like anyone actually enjoys spreadsheets 🤣) and go through each one by one - when was the last time you used it? Can you even remember what's on Netflix anymore 🍿?

And don't forget to take advantage of those free trials and promotions! It's always tempting to sign up for something new, but hold off until after the trial is over. Trust me, you won't be missing out on anything 😂.

Cutting back on subscriptions can literally save you hundreds, even thousands, of pounds a year 🤑. So what are you waiting for? Start your audit today and cancel those unnecessary subscriptions! 💪
 
I'm getting so fed up with these subscription services we all seem to have cluttering up our lives 🤯! It's like they're just expecting us to keep paying no matter what because we've already paid for them once, right? Wrong! 😒 We need to take control and be ruthless about cutting back on the ones that don't bring value to our daily lives.

I mean, think about it - if you signed up for a streaming service just to watch one show per month, is it really worth £10-£15 a time? Probably not 🤑. The key is to identify what services we actually use and stick with those, then cancel the rest. It's also super smart to take advantage of free trials and promotions - if you know you'll be taking advantage of something after a trial period, why pay for it upfront? ⏰

I love the idea of "leapfrogging" between subscriptions - try one service at a time, then cancel and move on to the next. It's like trying out new products or services without breaking the bank. And with these new consumer protections coming into effect later this year, companies will have to be more transparent about their subscription fees and renewal dates.

I reckon if we all take control of our subscriptions, we can save ourselves hundreds of pounds a year - £400 is no joke! 💸 It's time to stop feeling guilty about cutting back on unnecessary expenses and start being proactive about our finances. Who's with me? 😊
 
Ugh I hate it when ppl dont even bother 2 check what they r payin 4 🙄, like, its not that hard to go thru ur bank statement and see which services u actually use 🤯. And yeah, those new consumer protections are gonna be a game changer for people who get taken advantage of by companies just 2 keep 'em paying 💸. I mean, u can save up to £400 a year by just cuttin back on unnecessary subs 🤑, thats mad money!
 
I'm low-key impressed that it took Nationwide to do some actual research 🤦‍♂️. But seriously, I mean, 20% of people not using every platform they pay for? That's just wild 🤯. And £400 a year is no joke 💸. I've got friends who are still paying for old phone contracts and whatnot... it's like, come on, just take a closer look at your bank statement 📊. It's not rocket science. And yeah, let's be real, some of these services are just taking advantage of us 😒. Like, if you haven't used Netflix in months, cancel it already! 👋
 
🤔 I'm telling you, it's not just about cutting the cord, it's about cutting out all the unnecessary strings attached 🌿💸 They're trying to control our minds with these subscription services, man. We're like sheep being led to the slaughter, paying for stuff we don't even use. And then they have the nerve to say "oh, you'll save £400 a year" like that's all it takes to break us free 🤑 It's not just about the money, it's about the data they're collecting on us, our viewing habits, what we buy... it's all part of their plan 🤯
 
omg u guys i just read this article about ppl in the uk r wasting so much money on subscrition services lol like i know we all get carried away with those free trials 🤣 but £400 a year is insane!!! i swear if my fave gaming platform would offer me a discount for not using every single service they have, i'd be all over it 💸 i mean who needs that much extra cash, right? anyway, i think its so cool that ppl are finally realizing they can cut back on those subscriptions and save some money 🤑 we should all do this! 👍
 
🤔 so like, have you ever had one of those moments where you're like "wait a minute why am I paying for this?" 🤑 it's crazy how many people just keep going with these subs without even checking if they use them anymore. i think it's time to get all spreadsheet-y and make a list of what we actually pay for, what we use, and when. that way we can be like "oh yeah i forgot about this one" and just cancel it 📦💸
 
omg i know exactly what u mean!! 🤯 like ive got so many subs that im not even using anymore & its literally just taking up space on my bank statement 🤑 been thinking of doing a big audit & trashing the ones that dont bring me any joy 😎 gotta be ruthless, you know?
 
🤑👀 I'm so over paying for services I never use! 💸 Like, I get it, we all sign up for something thinking we'll love it but honestly, Netflix and Disney+ aren't for me anymore 📺😴. Cutting back on those kinds of subscriptions can make such a huge difference to my wallet 🤑👍. And yeah, making that list of everything you pay for regularly is the first step 📝💡... gotta be ruthless with myself about which ones are worth keeping and which ones can go 😂.
 
I don’t usually comment but I think it’s crazy that people are racking up unnecessary charges on subscription services 😂. Like, who needs 5 different streaming services? I mean, sure, having all that content at your fingertips is great and all, but if you're not using them regularly, what's the point? 🤔 You could be saving £400 a year by just cutting back on one or two unnecessary subscriptions and putting that money towards something more important... like a new gaming PC 💻. And yeah, it's always good to have a thorough audit of your spending and make a list of everything you pay for regularly 👀. It's not rocket science, but it's all about being mindful of how much you're spending and making conscious decisions about what you really need 🤑.
 
🤑 oh man i cant even believe how much ppl r wastin money on subscription services like no one cares or somethin 🤷‍♂️ its literally easy to identify which ones r worth keepin & which ones can be cut loose just make a spreadsheet of all ur subscriptions & track when u last used 'em & the cost 💸 & if u got any freebies along the way like a disney+ subscription thats cool 👍
 
omg £400 is insane what's next gonna be ppl cuttin off water & electricity too lol but seriously tho thinkin bout doin that audit myself been a slave 2 my streaming services like netflix & amazon prime i mean idk how ppl keep track of it all tbh need to get on top of this before christmas expenses get outta hand
 
I'm so over all these extra fees they slap on us without thinking about the impact 🤯. I mean, who needs two streaming services when one's more than enough? 📺 My kids are growing up and their interest spans like 5 minutes, lol! They can't even watch an entire episode before getting bored 😂. So yeah, cutting back on subscriptions is a no-brainer for me. And what's with these companies expecting us to cancel without knowing our options? It's about time they step it up with more transparency and consumer protections 🚨.
 
idk why ppl r still paying 4 useless subs 😂 like if u dont watch that one show anymore, cut the cord 💻 lol just review ur spending & make a list 👍 try leapfrogging or somethin 🤪 and take advantage of free trials 😉 companies gotta start notifyin u about ur subs anyway 😊
 
I'm literally broke already thinking about all these subscription services I pay for 🤣... but seriously, £400 is a pretty penny! I feel like I'd rather spend that on avocado toast instead 💸. But for real, who's with me on canceling those unnecessary services? We can save some cash and also avoid getting confused by our bank statements 😂. And hey, maybe this new law will actually help people sort out their finances... fingers crossed 🤞!
 
💸📉 Oh man, I'm so done with all these subscription services 🤯! Like, I get it, we need some online stuff to survive but £400 a year is just crazy 💸. Cutting the cord should be a no-brainer for anyone who's like "do I really use Netflix every month?" 🎥👀 I'm guilty of having those forgotten subscriptions piling up in my account 📝, so this expert advice is music to my ears 🎵! Time to do a thorough audit and cancel those I don't use 🚮. And omg, free trials and promotions? How did I not know about these?! 🤔
 
I'm so glad I found out about this 🙌! Cutting the cord from all those subscription services sounds like a total game-changer for me 💸. Like, who knows how many £400 they're throwing away each year? It's crazy that 31% of people even plan to review and cancel their unused services this year 📊. I need to start doing my own audit ASAP! Sounds like making a list of everything you pay for regularly is key 🔍. And yeah, being ruthless when it comes to subscriptions that don't bring value to your life makes total sense 💯. Can't wait to see what new consumer protections come into effect later this year 🤔
 
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